Certificates of Deposit (CDs) offer a reliable way to grow your money over time with a fixed rate and predictable returns. If you’re looking for a low-risk option that rewards you for setting funds aside, a CD can be a strong addition to your overall savings strategy.
Unlike traditional savings accounts, CDs are designed for funds you don’t plan to use right away. In return for keeping your money deposited for a set period of time, you can take advantage of stable earnings and peace of mind knowing your rate won’t fluctuate during the term.
Interested in our CD accounts? Visit a local Cypress Bank branch today to learn more about our CD terms.
CDs usually earn you a higher rate of interest compared to traditional savings. Generally, the longer you invest, the higher the interest rate.
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When you open a CD, you choose a term that fits your goals, whether that’s short-term savings or a longer investment horizon. Your interest rate is locked in for the duration of the term, which means your earnings remain consistent regardless of market changes.
At the end of the term, also known as the maturity date, you can withdraw your funds, renew your CD, or explore other options based on your financial needs at that time. CDs are a great way to plan ahead for future expenses or set aside money you want to grow without ongoing management.
Keep track of your CD accounts and balances anytime with convenient mobile access.
Send and receive funds securely when timing matters with a wire transfer.
Deposit checks from your phone quickly and easily using mobile deposit.
If you’re considering a Certificate of Deposit or want help deciding which term is right for you, our team is here to assist. We can walk you through your options, explain how CDs fit into your financial plans, and help you get started. Contact us or visit a branch today to learn more.
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