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Health Savings Account

Plan Ahead for Healthcare Costs

A Health Savings Account (HSA) gives you a dedicated way to set money aside for medical expenses while still keeping it within reach. It’s a straightforward way to cover everything from routine care to unexpected medical costs, without disrupting your everyday finances.

With Cypress Bank, opening and managing your HSA is simple. You can contribute at your own pace, build your balance over time, and use the funds when needed for qualified expenses.

Because your money remains accessible, you have the flexibility to respond to both planned and unplanned medical needs without added stress. It’s a reliable option for individuals and families who want more control over how they plan and pay for healthcare.

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Account Information

  • Minimum deposit to open account - $50.00
  • Monthly service charge of $2.00
  • Interest will be compounded and credited to your account every month.
  • No setup or annual maintenance fee

Contact us for more information.

Save for What Matters

Opening an HSA is a simple way to stay ahead of medical expenses. With a low opening deposit and minimal monthly cost, you can begin setting funds aside right away. Over time, your balance can grow with monthly compounding interest, giving you an added benefit while you prepare for future healthcare needs.


We Make Banking Easy

Mobile Banking

Access your account anytime to check balances, transfer funds, and stay on top of your finances from your phone.

Wire Transfers

Move funds quickly and securely when you need them with wire transfers.

Mobile Deposit

Deposit checks from your phone for convenient and secure access to your funds.

Have a Question? Your Local Bank Is Here to Help

If you’d like to learn more about how a Health Savings Account works or whether it’s the right fit for your situation, our team is here to help. We’re happy to answer questions, explain how the account can be used, and walk you through the details so you feel comfortable moving forward. Whether you’re opening your first HSA or simply exploring your options, we’ll make the process clear and easy to understand.

Reach out or stop by a branch to speak with someone who can guide you through the next steps and help you get started.

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