Personal Banking
Banking for You
Whether you need a checking account for everyday spending, a savings plan for what's ahead, or a loan with terms that actually make sense — Cypress Bank has been doing this for East Texas families and individuals since day one. We offer everything from easy checking and money market accounts to certificates of deposit, IRAs, and health savings accounts built to grow with you. When it comes to borrowing, our loan officers make decisions right here in East Texas — no waiting on a committee in another city. And when you want the convenience of banking from your phone or computer, our digital tools are there without replacing the people behind them. Stop by any of our five locations, give us a call, or start online — we make it easy either way.
Easy Checking
Straightforward everyday banking with a low opening deposit and no minimum balance required.
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NOW Checking
An interest-bearing checking account for individuals who maintain a qualifying balance.
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SuperNOW Checking
Higher interest tiers for customers who keep larger balances and want more from their checking.
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Statement Savings
A simple savings account to build your cushion, with monthly statements and easy access.
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Money Market
Earn more on your savings with tiered rates while keeping access to your funds.
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Health Savings Account
A tax-advantaged account for qualified medical expenses — pairs with high-deductible health plans.
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Certificates of Deposit
Lock in a competitive fixed rate for a set term and let your savings grow with certainty.
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Traditional IRA
Save for retirement with pre-tax contributions and tax-deferred growth until withdrawal.
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Roth IRA
Contribute after-tax dollars now and enjoy tax-free withdrawals in retirement.
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Order Checks
Reorder personal checks quickly and securely through our trusted check-ordering partner.
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Auto Loans
Finance a new or used vehicle with local underwriting, competitive rates, and a fast decision.
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Personal Loans
Flexible personal loans for home improvements, unexpected expenses, or whatever life brings.
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Recreational Vehicles
Loans for boats, RVs, motorcycles, and ATVs — get out and enjoy East Texas.
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Real Estate Loans
Purchase or refinance with a lender who knows the East Texas market and makes decisions locally.
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Personal Online Banking
Check balances, pay bills, and transfer funds anytime from your computer or mobile browser.
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Mobile Banking
Deposit checks, manage accounts, and set up alerts right from your smartphone.
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Zelle
Send and receive money in minutes with people you know — directly from your Cypress Bank account.
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eStatements
Go paperless and access your account statements online anytime, securely and for free.
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Financial Calculators
Plan ahead with tools for budgets, loan payments, retirement savings, and more.
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Wire Transfers
Send and receive domestic and international wires quickly and securely through Cypress Bank.
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Notary Services
Notary services available at all branch locations — no appointment necessary for most documents.
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Whether you are opening your first account or refinancing a loan, our personal bankers are here to help you find the right fit.
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