A Steady Way to Grow Your Savings

Certificate of Deposit (CDs)

Certificates of Deposit (CDs) offer a reliable way to grow your money over time with a fixed rate and predictable returns. If you're looking for a low-risk option that rewards you for setting funds aside, a CD can be a strong addition to your overall savings strategy. Unlike traditional savings accounts, CDs are designed for funds you don't plan to use right away. In return for keeping your money deposited for a set period of time, you can take advantage of stable earnings and peace of mind knowing your rate won't fluctuate during the term.

Choose Your CD Term Length

Open a CD with a minimum deposit of $1,000 and choose the term that best fits your savings goals. Your interest rate is locked in for the duration of the term you choose, which means your earnings remain consistent regardless of market changes. At the end of the term, also known as the maturity date, you can withdraw your funds, renew your CD, or explore other options based on your financial needs at that time. Terms range from three months to five years, giving you the flexibility to plan for both short- and long-term financial goals.

Account Information

$5000 To open

3 Month – 5 Year Available terms

Early withdrawal penalties may apply. Fees may reduce earnings.
For current rates, please call us or visit your local branch for more information.

Have a Question? Your Local Bank Is Here To Help

Whether you're looking for a short-term or long-term option, our team can walk you through available CD terms and help you find the right fit for your savings strategy. Stop by any Cypress Bank branch or contact us today to get started.