Plan Ahead for Healthcare Costs

Health Savings Account

A Health Savings Account (HSA) gives you a dedicated way to set money aside for medical expenses while still keeping it within reach. It's a straightforward way to cover everything from routine care to unexpected medical costs, without disrupting your everyday finances. With Cypress Bank, opening and managing your HSA is simple — you can contribute at your own pace, build your balance over time, and use the funds when needed for qualified expenses.

Save for What Matters

Opening an HSA is a simple way to stay ahead of medical expenses. With a low opening deposit of $50 and minimal monthly cost, you can begin setting funds aside right away. Over time, your balance can grow with monthly compounding interest. Earn the stated annual percentage yield (APY) by maintaining a minimum daily balance of $500.

Account Information

$200 To open

$10 Monthly Maintenance Fee

$1000 Min. daily balance To earn APY

Interest is compounded and credited monthly. Fees may reduce earnings.
Rates and APYs are subject to change at any time. For current rates, please call us or visit your local branch for more information.

Have a Question? Your Local Bank Is Here To Help

If you'd like to learn more about how a Health Savings Account works or whether it's the right fit for your situation, our team is here to help. We're happy to answer questions, explain how the account can be used, and walk you through the details so you feel comfortable moving forward. Whether you're opening your first HSA or simply exploring your options, we'll make the process clear and easy to understand. Reach out or stop by a branch to speak with someone who can guide you through the next steps and help you get started.